Missouri Retired Teachers Association and Public School Personnel

Missouri Retired Teachers Association and Public School Personnel

Enroll in Affordable Dental & Vision plans from MRTA
Your Teeth &
Eyes Will
Say Thanks!
Get Coverage Now  
Request Info
Use your doctor or save up to 50% in-network
400,000 dental & 36,000 vision providers in-network
Yearly maximums up to $2,500.00
No waiting periods on covered services

Missouri Retired Teachers Association and Public School Personnel (MRTA) knows Retired Educators like you. AMBA knows insurance. Together we can provide you with the dental and vision plans you need to keep your teeth and eyes healthy now and for years to come.


Man flossing

Dental Plans That Fit Your Budget

  • Keep your dentist or choose an In-Network dentist and save
  • Over 400,000 providers to choose from, whether home or away
  • No waiting period on covered services – get access right away
  • Covers exams, cleanings, fillings, crowns, and more
  • High annual maximum that can increase after one year
Ameritas Life

Dental Plan Comparison

Plan Details
Gold Plan
Essential Coverage
Platinum Plan
Most Comprehensive
Member Only $37.08 /month $54.13 /month
Member +1 $80.34 /month $117.28 /month
Member + Family $126.26 /month $184.32 /month
Deductible $25 per visit/person $25 per visit/person
Annual Maximums
Gold Plan
Platinum Plan
In Network $1250 per year/person $1500 per year/person
Out of Network $1250 per year/person $1500 per year/person
Rewards
Gold Plan
Platinum Plan
Annual Benefit Threshold $500 $500
Annual Maximum Benefit $1250 $1500
Dental Rewards Carry Over $1000 $1000
Year 2 Maximum Benefit $1500 $1750
Total Maximum Benefit $2250 $2500
Preventive
Routine Cleanings
Covers 100%
Routine Cleanings
Covers 100%
Routine Oral Exams
Covers 100%
Routine Oral Exams
Covers 100%
X-Rays (all types)
Covers 100%
X-Rays (all types)
Covers 100%
Basic
Denture Repair
Covers 70%
Denture Repair
Covers 80%
Fillings
Covers 70%
Fillings
Covers 80%
General Anesthesia
Covers 70%
General Anesthesia
Covers 80%
Major
Crown Repair
Covers 40%
Crown Repair
Covers 50%
Crown (all types)
Covers 40%
Crown (all types)
Covers 50%
Dentures (all types)
Covers 40%
Dentures (all types)
Covers 50%
Root Canal (all types)
Covers 40%
Root Canal (all types)
Covers 50%
Oral Surgery
Covers 40%
Oral Surgery
Covers 50%
Periodontics (all types)
Covers 40%
Periodontics (all types)
Covers 50%
Extractions (all types)
Covers 40%
Extractions (all types)
Covers 50%

Use your current dentist OR Save 25-50% with a dentist in our network. Find a dentist
(note: Enter zip, select city & state, and Classic PPO network.)

This highlight is not a certificate of insurance or a guarantee of coverage. Premium rates may change upon renewal and can be adjusted for the entire group or a specific class. A class is defined in the group policy. Benefits are subject to change upon agreement between the carrier and the participating organization. The policy is renewable at the option of the insured.

A Vision Plan With A Clear Difference

Get quality coverage on the vision services you need:

  • Thousands of eye doctors nationwide
  • Covers in & out of network
  • Eyeglasses, contact lenses and more
Man flossing
VSP

Available Vision Plans

Base Vision Plan
Member Only
$12.72/month
Member +1
$22.30/month
Member + Family
$27.75/month
Exam Copay $15
Glasses Copay $25
Frames Allowance $150
Featured Frames Allowance $170
Contacts Allowance $150
Base Vision Plan
Member Only $12.72/month
Member +1 $22.30/month
Member + Family $27.75/month
Exam Copay $15
Glasses Copay $25
Frames Allowance $150
Featured Frames Allowance $170
Contacts Allowance $150
This highlight is not a certificate of insurance or a guarantee of coverage. Premium rates may change upon renewal and can be adjusted for the entire group or a specific class. A class is defined in the group policy. Benefits are subject to change upon agreement between the carrier and the participating organization. The policy is renewable at the option of the insured.

Quality Coverage With Low Copays

  • WellVision Exam every 12 months with $15 copay.
  • Contact Lens Exam every 12 months
  • Glasses with a $25 copay, 20% savings on additional glasses.
  • Lenses every 12 months: 100% coverage on most
  • Frames every 24 months: up to $170, then 20% off
  • Up to 30% savings on anti-reflective & UV coating
  • Additional Savings: 20% savings on additional glasses, 15% savings on contact lens exam, contact lens rebates and more!
    • 100% Coverage On Standard Progressive Lenses
    • 20-25% saving on non-covered lens enhancements such as anti-reflective and UV coating
    • Single Vision, Lined Bifocal, and Lined Trifocal Lenses
Plus generous out-of-network reimbursements
  • Exam up to $45
  • Lined Trifocal Lenses up to $65
  • Frame up to $70
  • Progressive Lenses up to $50
  • Single Vision Lenses up to $30
  • Contacts up to $105
  • Lined Bifocal Lenses up to $50

Select a Dental or Vision plan to continue.

Need help? Our team is ready to assist!
(Mon-Fri 8am-6pm CT)

By providing your information above, you are consenting to receive calls, texts, and emails. You may unsubscribe from email communications by selecting the opt-out option on the bottom of our emails. You may opt-out of text messages by replying STOP. To opt out by phone, you can ask to receive no further calls at any time when contacted by a representative. Limitations and exclusions apply. Please refer to policy details upon further inquiry. Some benefits are not available in every state or to every association.

MRTA’s TRUSTED PROVIDER OF INSURANCE: AMBA


AMBA specializes in providing retired educators and other public employees with quality coverage at competitive rates. We partner with more than 70 associations in 35 states and hundreds of thousands of members.

We use cookies to optimize the performance of this site and give you the best user experience. By using the site, you accept our use of cookies.